Terms & Conditions

Welcome to Skylo Digital. These Terms and Conditions ("Terms") are issued by Skylo Digital and govern your use of our company website (skylodigital.com). Please read them carefully.

1. Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, please discontinue using our website immediately.

2. About Skylo Digital

Skylo Digital is an Indian fintech company, registered as a proprietary enterprise (MSME Udyam: UDYAM-MH-23-0433200). It owns and operates SkyloFin, its consumer finance product. This website is the official website of Skylo Digital.

3. Authorized Use of Website

You agree to use this website strictly for lawful, non-commercial informational purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit anyone else's use and enjoyment of the website.

When using skylodigital.com, you strictly agree NOT to:

• Violate any applicable local, national, or international laws or regulations.
• Transmit unsolicited or unauthorized advertising, marketing, or promotional spam materials.
• Attempt to breach, probe, or gain unauthorized access to our web servers, host systems, or networks.
• Utilize automated systems, scrapers, bots, or data-extraction tools to scrape content from this website without explicit authorization.

4. Our Product: SkyloFin

SkyloFin is a product of Skylo Digital. It includes the website skylofin.com and the SkyloFin Android app, which Skylo Digital publishes on Google Play under its own developer account.

• Use of SkyloFin is governed by the SkyloFin Terms of Service and Privacy Policy, which Skylo Digital issues for that product.
• Those product terms apply in addition to these Terms when you use skylofin.com or the SkyloFin app.

5. Intellectual Property Rights

All original content, UI/UX designs, trademarks (Skylo, Skylo Digital, SkyloFin), branding logos, source code, text, and graphics displayed on this website are the exclusive intellectual property of Skylo Digital or its licensors.

Skylo Digital has filed an application to register the Skylo Digital trademark in India. The application is awaiting examination; the mark is not yet registered.

You may not reproduce, copy, distribute, modify, frame, or create derivative works from any portion of skylodigital.com without prior written consent from Skylo Digital.

6. Enquiries & Business Submissions

When you send us enquiries or partnership proposals, for example by email:

• You warrant that all information supplied is accurate, truthful, and up-to-date.
• You agree not to submit malicious code, offensive material, or unauthorized promotional content.
• We reserve the right to store and process your contact details to evaluate and respond to your inquiry in accordance with our Corporate Privacy Policy.

7. External Links & Third-Party Platforms

Our corporate portal may contain links to external third-party websites, partner portals, or official brand channels. Skylo Digital is not responsible for the content, security practices, performance, or availability of third-party platforms. Accessing external links is strictly at your own risk.

8. Service Availability Disclaimer

This website is provided on an "AS IS" and "AS AVAILABLE" basis without warranties or representations of any kind, whether express or implied. Skylo Digital does not guarantee uninterrupted website availability, server uptime, or error-free web operations.

9. Limitation of Liability

To the maximum extent permitted under applicable Indian laws:

• Skylo Digital, its proprietor, or representatives shall not be liable for any indirect, incidental, punitive, or consequential damages arising out of your access to or inability to use this website.
• We are not liable for any potential loss of data, business opportunities, or commercial revenue resulting from technical site disruptions.

10. Modifications to Terms

We reserve the right to revise these Terms and Conditions periodically to reflect updates in our corporate structure or statutory requirements. Updated versions will be published directly on this page with a revised "Last Updated" date. Continued access to skylodigital.com constitutes implicit acceptance of the revised Terms.

11. Governing Law & Dispute Jurisdiction

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India. Any legal disputes, claims, or proceedings arising out of or in connection with these Terms or the use of skylodigital.com shall be subject to the exclusive jurisdiction of the competent courts in Nashik, Maharashtra, India.

12. Corporate Contact Details

For official legal notices, media inquiries, or corporate queries, please reach out to us:

• Company: Skylo Digital (Proprietorship)
• Udyam Registration: UDYAM-MH-23-0433200
• Primary Contact Email: hello@skylodigital.com
• Official Corporate Domain: skylodigital.com
• Registered Location: Nashik, Maharashtra, India - 422003